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Về 5000~500000

432

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2

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dataLayer=[];(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':newDate().getTime(),event:'gtm.js'});varf=d.getElementsByTName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-PXGLQRG');varappInsights=window.appInsights||function(a){functionb(a){c[a]=function(){varb=arguments;c.queue.push(function(){c[a].apply(c,b)});};}varc={config:a},d=document,e=window;setTimeout(function(){varb=d.createElement("script");b.src=a.url||"az.vo.msecnd.net/scripts/a/ai.0.js",d.getElementsByTName("script")[0].parentNode.appendChild(b);});try{c.cookie=d.cookie;}catch(a){}c.queue=[];for(varf=["Event","Exception","Metric","PeView","Trace","Dependency"];f.length;)b("track"+f.pop());if(b("setAuthenticatedUserContext"),b("clearAuthenticatedUserContext"),b("startTrackEvent"),b("stopTrackEvent"),b("startTrackPe"),b("stopTrackPe"),b("flush"),!a.disableExceptionTracking){f="onerror",b("_"+f);varg=e[f];e[f]=function(a,b,d,e,h){vari=g&&g(a,b,d,e,h);return!0!==i&&c["_"+f](a,b,d,e,h),i;};}returnc;}({instrumentationKey:"0392c6a1-e7e7-4d3f-870e-b1fae8a"});window.appInsights=appInsights,appInsights.queue&&0===appInsights.queue.length&&appInsights.trackPeView();AustralianRetirementTrust|Superannuation|SuperfundSkiptomaincontentSkiptonigationSkiptofooterAustralianRetiThay đổi mơrementTrust-logoSearchtheAustralianRetirementTrustwebsiteRewardsLearnContactJoinJoinasamemberRegisterasanemployerRegisterasanadviserLoginMemberloginEmployerloginAdviserloginTrusteeloginSetuponlineaccessIfyouheanaccountwithusbutdon'theonlineaccess,itonlytakesafewminutestosetitup:I39;mamemberI39;manemployerI39;manadviserContactJoinJoinasamemberRegisterasanemployerRegisterasanadviserLoginMemberloginEmployerloginAdviserloginTrusteeloginSetuponlineaccessI39;mamemberI39;manemployerI39;manadviserSearchtheAustralianRetirementTrustwebsiteNigationregionWhychooseus?BackWhychooseus?CompareusAward-winningStrongperformanceCommittedtolowerfeesIndustThay đổi mơrysuperfundMemberonlineMobileappReadytomaketheswitch?Joinin5minutesFocusedonlong-termreturnsWetakecareofyoursuper.Join2.4millionAustralianswhotrustustotakecareoftheirs.Joinustoday.SuperBackSuperannuationWhatissuperannuation?HowmuchsupershouldIhe?AccounttypesInvestmentperformanceSuperfeesOpenasuperaccountChangingsuperfundsChangingjobsABN,USI,SPIN,fundaddressConsolidatesuperFindlostsuperContributetosuperBPAYsupercontributionsGovernmentco-contributionSalarysacrificeVoluntarycontributionsHowtowithdrawsuperEarlyaccesstosuperTaxandsuperTaxdeductionsNoticeofintenttoclaimFAQsFormsanddocumentsAwakenyoursuperHereare6simplewaystounleashyoursupermonster'spotential.6stepstotakeRetirementBackRetirementPlanningyourretirementHowmuchsuperwillIneed?WhencanIretire?GovernmentePensionManeyourretirementLogintoyouraccountNameabeneficiaryConvertingfromTTRtoIncomeaccountGettingreadytoretireHowtowithdrawsuperOurIncomeaccountsTransitiontoRetirementIncomeaccountRetirementIncomeaccountLifetimePensionRetirementBonusAdvice&planningYouradviceoptionsFAQsRetirementcalculatorFormsanddocumentsSuperSingsPDS&guidesAward-winningproductsKeepyoursuperworkingforyouinretirementwithourinnovativeproducts.InvestmentsBackInvestmentsInvestmentoptionsLifecycleoption(default)DiversifiedoptionsAssetclassoptionsFeesPerformanceOverviewGraphsUnitpricesMarketupdateInvestmentreportsWhatweinvestinSustainableinvestingInvestmentprofilequizStronginvestmentperformanceforyoursuperWe'vereceivedSuperRatings'platinumperformancerating20yearsinarow,andCanstar's5-starawardsforoutstandingvalueretirementproductssince2011.InsuranceBackInsuranceFindtherightinsuranceforyouTotal&PermanentDisability(TPD)coverDeathcoverIncomeProtectioncoverNominateabeneficiaryManeyourinsuranceLogintoyouraccountKeepcoverRestartcoverMakeaclaimHowtomakeaclaimInsurancequoteInsuranceneedscalculatorCoverforyourneedsYourinsurancecovercangiveyouandyourfamilyfinancialprotectionandsecurity.Tools&adviceBackTools&adviceYouradviceoptionsBookafinancialadviserappointmentPDSandguidesSuperSingsguideSuperSingsInsuranceguideSuperSingsInvestmentguideEvents&seminarsForms&documentsLearnaboutsuperTools&calculatorsContributionscalculatorRetirementcalculatorRiskprofilequizComparefundsGetaninsurancequoteCalculateyourinsuranceneedsGetexpertadviceYourmembershipincludesadviceaboutyourARTaccountoverthephone.ContactusRewardsLearnForemployersBackForemployersWhychooseus?EmployerbrochureRegisterasanemployerSuperforsmall&mediumbusinessesBookkeepersPaysuperonlineClearinghouseLogintoEmployerOnlineEmployerOnlineEmployerobligationsSuperannuationGuaranteeImportantdatesanddeadlinesEmployerhubSmallbusinesshandbookEmployeehandbookWallplanner2024UseourclearinghouseIt'seasytopaymultiplesuperfundsfordifferentemployeeswithourclearinghouse.FindoutmoreForadvisersBackForadvisersWhyregister?FinancialadviserregistrationTermsandconditionsSuperSingsProductsSuperSingsaccountinformationSuperSingsInvestmentsSuperSingsInsuranceFAQsSuperSingsPDS&guidesAdviserOnline(forclientsinSuperSings)LogintoAdviserOnlineAdviserOnlineuserguideAdviserOnlineFAQsandTroubleshootingSuperSingsInvestmentsResearch,ratings&awardsPerformanceandunitpricesInvestmentreportsMarketupdate&newsOtheradviserservicesSuperSingsAdvicefeesAuthoritytoaccessclientinfoFAQsSuperSingsClienttransferFAQsHelpfullinksSuperSingsforms&tasksMeetourBDMsContactusSuperSingsTMDsQSuperImportantupdateSunsuperandQSuperhemergedtobecomeAustralianRetirementTrust.UseAdviserOnlineforSuperSingsaccountclients(formerSunsupermembers),andcallusforhelpwithQSuperaccountclients.Mainregion.banner-mask-l1{left:38%;}.login-join-links:hover{background-color:#;}.banner-footer-login-link{border-right:1pxsolidrgba(255,255,255,.1);}@mediascreenand(max-width:576px){.banner-footer-links{text-align:left!important;}@mediaonlyscreenand(max-width:768px){.homepe-banner+.banner-content{margin:-8rem00;}}.banner-footer-login-link{border-right:none;border-bottom:1pxsolidrgba(255,255,255,.05);}}.feature{background:#0051FF;clip-path:polygon(00,100%0,100%89%,24%100%,089%);height:32rem;}.feature-ime{height:400px;background-position:center;background-size:cover;}.wedge{padding-top:8px;margin-top:-9rem;}.hero-mask{background-ime:url("cdn.australianretirementtrust.com.au/library/media/imes/web/about/why-choose-us/why-choose-us-brand-campaign-2024/mask-new.svg");left:30%;height:100%;width:100%;background-repeat:no-repeat;position:absolute;bottom:0;z-index:2;}.hero-ime{width:55%;background-repeat:no-repeat;background-size:cover;position:absolute;height:100%;bottom:0;right:0;z-index:1;background-ime:url("cdn.australianretirementtrust.com.au/library/media/imes/web/campaigns/home/brand-refresh-2024/banner-ime.jpeg");}.rewards-ime{height:316px;background-size:cover;background-repeat:no-repeat;background-position:center;background-ime:url("cdn.australianretirementtrust.com.au/library/media/imes/web/campaigns/home/brand-refresh-2024/rewards-logos-home.png");}.quicklink{text-decoration:none;border-bottom:1pxsolidrgba(255,255,255,.1);background-color:rgb(28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đổi mơementHowmuchsuperwillIneed?TheePensionandsuperOurIncomeaccountsInvestmentsPerformanceandreturnsInvestmentoptionsResponsibleinvestingMemberLoginJoinasamemberAnnualmemberstatementsarrivingbetweenSeptemberandNovember.LearnmoreAdviceforeverysteoflifeWecanhelpyouchoosethetypeofadviceyouneed.Orexploreatyourownpacewithourcalculatorsandtools.GettheretirementyouwantIt'snevertooearlyortoolatetoplanyourretirement.We'reheretohelpyoueverystepoftheway.Our2.4millionmembers(andtheirsupermonsters)comefirstAwakenyoursuperwithanaward-winningfundCanstar'sgivenus5starsforoutstandingvalueretirementproducts.Andwe’rerated#1forcustomersatisfactionaccordingtoFinder.1Ourawards9.28%p.a.returnsover10yearsto30June2024Isyoursuperworkinghardenough?We'veoutperformedtheindustrymedianover1,3,5,7,and10years.2OurperformanceFocusedonlowerfeesOuradminfeeis$1.20perweek+0.10%p.a.and0.07%p.a.fromgeneralreserves(notyouraccount).OurfeesBecomeamembertodayWithoveracenturyofexperience,3whynotjoinasuperfundthatworksforyou,notshareholders.JoinustodaySupportwhenitmattersmostAwakenyoursuperannuation,withtherighttoolsandadviceforyou.DealsanddiscountsStartsingmoneynowwithourMemberRewardsonbrandsacrossAustralia.ClaimyourrewardsMobileappLife’seasierwiththeAustralianRetirementTrustapp.Checkyourbalance,switchinvestments,andmore.DownloadtheappFinancialadviceMakingaplanwithprofessionalhelpnowcanmakeabigdifferencetoyourfinancialfuture.GetadviceManeyoursuperLogintoyouraccounttocheckyourtransactionsandmakeextracontributions.AddtoyoursuperPlanabetterfuturePlan,maneandgrowyoursuperbalancewiththehelpofourtoolsandcalculators.They'reeasytouse.UseourcalculatorsNeedmorehelpLivechatwithusonline.ailable8:00am–7:30pmAESTMondaytoFriday.CallorlivechatLatestsuperannuationnewsMorearticlesAreyouwithatopperformingsuperfund?Youbuildyourretirementsingsoveralifetime.So,it'simportanttolookatthelong-termperformanceofyourfundtohelpgrowyoursuperevenmore.LearnmoreThinkingofretiringoverseasfromAustralia?Useoursimpleguideforsuperannuation,theePension,taxandhealthcaretostartyourplanning.Andweheahandychecklistforyou.LearnmoreNewpodcastepisodesYourguidetosuperannuation,retirementplanning,andinvesting,fromthoseintheknow.ListentoourpodcastsJoinasuperfundyoucantrustAwakenyoursupertoday.You'llbejoiningover2.4millionmembers(andtheirmonsters)whotrustustomanetheirsupersings.JoinARTFootnotes1.FinderSuperFundsSatisfactionAwards2023.ReadtheFinderawardsmethodologytolearnmore.Ratingsandawardsareonlyonefactortobetakenintoaccountwhendecidingtoinvest.Pastperformanceisnotareliableindicatoroffutureperformance.2.Overthe10yearsto30June2024,ourHighGrowthoptionreturned9.28%p.a.OurreturnsareafterInvestmentfeesandcosts,Transactioncostsandwhereapplicable,investmenttaxes,butbeforeadministrationfeesandcosts.From1July2024theLifecycleInvestmentStrategypoolschanged,withmembersundere50invested100%intheHighGrowthPool.Membersovere50transitionintoamixofHighGrowth,BalancedandCashpoolsovertime.RefertotheInvestmentGuideformoreinformationabouttheLifecycleInvestmentStrategy.From1July2024,formembersundertheeof50,theLifecycleInvestmentStrategyinvests100%intheHighGrowthPool.TheHighGrowthPoolcommencedon1July2024andhasidenticalinvestmentstotheHighGrowthoption.ToshowthereturnsfortheHighGrowthPoolupto30June2024,weheusedthereturnsoftheGrowthoption(whichcommencedon28February2022andadoptedtheinvestmentstrategyofthepre-mergerSunsuperGrowthoption)forperiodspriorto28February2022.Actualreturnswilldifferforindividuals.Source:SuperRatingsFundCreditingRateSurvey-SR50Growth(77-90)IndexandGrowth(77-90)category,30June2024.TheSR50Growth(77-90)IndexandGrowth(77-90)categorycompriseselectedinvestmentoptionswithasimilarassetallocationtogrowthstyleassetsbetween77-90%.Pastperformanceisnotareliableindicatoroffutureperformance.Ratingsandawardsareonlyonefactortobetakenintoaccountwhendecidingtoinvest.Investmentreturnsarenetofinvestmentfeesandcosts,transactioncosts,andinvestmenttaxes(whereapplicable).ProductsissuedbyAustralianRetirementTrustPtyLtd(ABN88010720840,AFSLNo.)astrusteeforAustralianRetirementTrust(ABN60905115063).ConsidertheSuperSingsproductdisclosurestatementsandTMDsbeforedeciding.3.QSuperwasfoundedin1913beforemergingwithSunsuperon28February2022toformAustralianRetirementTrust.[{"@context":"httpschema.org","@type":"Organization","name":"AustralianRetirementTrust","url":"","logo":"/Assets/art-styleguide/assets/imes/logos/art-logo-mark.svg","sameAs":["http/company/australian-retirement-trust","/c/AustralianRetirementTrust","/AustralianRetirementTrust","/australianretirementtrust/?hl=en"],"contactPoint":[{"@type":"ContactPoint","telephone":"13-11-84","contactType":"customerservice","areaServed":"AU"}]},{"@type":"Award","name":"AustralianRetirementTrust","url":"","award":["Rated#1forcustomersatisfactionbyFinderintheFinderCustomerSatisfactionAward.","BestSuperFundattheSuperFundoftheYearAwards2024,asvotedbyFinancialAdvisersandpresentedbySuperReview.","ReceivedCanstar5-StarRatingsforoutstandingvalueinSuperSingsIncomeaccountsandrecognizedforinnovationexcellence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